The insurance company values your claim based on the treatment you took after the accident. The main component of a personal injury claim is the amount that the plaintiff spends on medical bills regarding diagnosis and treatment. A Personal Injury Lawyer in Mississauga knows that importance is also given to the type of medical treatment you receive and the kind of medical professional from whom you received the treatment.
Your details of post-accident medical treatments play a huge role in claiming insurance from the insurance company. Insurance adjusters give higher importance and higher claims to the treatment received from mainstream medical professionals, hospitals and clinics. They are always against alternative medicine treatments like acupuncture, chiropractic, physical therapy etc and they refuse to give higher claims. You have to adjust with the lower claims from the insurance adjusters, if you seek alternative treatment after an accident. as not all medical treatments are created equal in the eyes of an insurance adjuster, to get a higher claim you have to take treatment from M.D doctors and highly qualified surgeons.
Physical therapy: For accident-related injury claims, physical therapy is a common treatment yet it is given lower claim value by the insurance companies. If the total value of your medical bills includes only fewer weeks of physical therapy, then the insurers will include under the claim value as higher along with bills of hospitals. If you have undertaken long term treatment from physiotherapy, you will be given a lesser claim value by the insurance adjusters by lowering the value multipliers, as per Personal Injury Lawyer in Mississauga.
Where you receive your physical therapy is also calculated and whether it is recommended by the doctor or not. In case you receive physical therapy outside the doctor's office or beyond the doctor's control then insurers will lower the claim value. Because they believe that if physical therapy is taken outside without the doctor's control, patients are left to use the devices for a long time without end.
Hence you should seek physical therapy only by the recommendation or prescription of a doctor, as per Personal Injury Lawyer in Mississauga. The treatment from chiropractors, herbalists, acupuncturists, massage therapists and non-physical healers are considered non-traditional treatments, given less weight than physical therapy.
Duration of treatment: Your long-term treatment explains the severity of injuries. On the other hand, insurer adjusters may be suspicious that acupuncture and chiropractic treatment methods for a long time were adopted by the plaintiff to demand more money from them. For more information visit here: MPC Personal Injury Lawyer
